Income Protection

WHAT IS INCOME PROTECTION? DIFFERENT TYPES OF INCOME PROTECTION? HOW DOES IP WORK? HOW CAN LIFEPOINT HELP YOU? GET A QUOTE

See what customers are saying about Lifepoint

testimonial_dummy D.F

‘Isaac has been a pleasure to deal with and always answers any queries promptly and efficiently’.

testimonial_dummy SYL

“I have only recently started dealing with Isaac but in that short period of time have come to recognize someone who apart from his professionalism genuinely cares about his clients and is prepared to go the extra mile to guarantee customer satisfaction. It is always a pleasure talking to him and I wish him much success for the future.
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testimonial_dummy C F

‘’ We have been with Lifepoint since the start. Isaac is always available to offer his time, invaluable advice and experience to provide an all round great service – well recommended!’’

testimonial_dummy D.B

‘’After researching Health Insurance online and being totally baffled I was introduced to Isaac via a networking site after asking for help. Isaac went into great detail as to what we were looking for and the level we wanted to pay. He explained options very clearly and concisely without me having to read reams of slanted promotional material from different companies. I then did the application with him and got the recommended health insurance.
During the whole process Isaac was professional, friendly and efficient. He answers the phone promptly and there are no call centres Big yayyyy! I would (and have) recommend him to anyone looking to avoid trawling through loads of information without a clear idea of what you are looking at!’

testimonial_dummy A S

‘’Excellent service!! Best customer care I have ever experienced!’’

testimonial_dummy GN

Lifepoint are always simple and friendly to deal with and provide excellent support in each of the service areas they offer. They were excellent in tailoring a bespoke and suitable policy for me and my family which offers a great deal of reassurance and comfort. Highly recommended.

testimonial_dummy CK

I was referred to Isaac by a friend of mine, and he was absolutely fantastic. He went above and beyond in helping me find the perfect health insurance. Everything was straight forward. I highly recommend Lifepoint

testimonial_dummy DS

Isaac has been amazing, great customer service always looking out for what package suits us best

testimonial_dummy C.B.W

Lifepoint has continuously provided us with a timely, professional and competitive service. Their after care is also excellent. We would recommend them any day

testimonial_dummy MZ

A very reliable and efficient company which places its clients’ needs at the heart of the service it provides. We have had excellent advice when choosing health cover and would happily recommend Lifepoint Healthcare.

testimonial_dummy KF

Pleasure to work with. Very helpful. Gets the best deal possible

testimonial_dummy WS Ltd

A truly refreshing approach to the corporate and private medical health insurance market. Every phone call and email gives the feeling lifepoint healthcare has your back!

testimonial_dummy A S

Excellent service!! Best customer care I have ever experienced!

testimonial_dummy Simplyfone

Excellent pricing, speedy response, transparent advice & impartial quotations. Well done. A satisfied client :)

testimonial_dummy Mr M G

Can’t say anymore really he is excellent on price and always available with a quick and efficient response time to any issue really the best

testimonial_dummy Mrs F

Many thanks for your unlimited patience in assisting us with selecting a suitable healthcare cover.

Have you ever thought about what would happen if you were suddenly unable to work due to an accident, illness or unemployment? Most people have not, however, we believe that this is the most important of all protection insurances to have – This is considering the fact that the average UK household if solely relying on savings and state benefits, would be unable to survive financially longer than 29 days.

Income Protection provides a monthly, tax-free income to help meet your financial commitments if you are unable to work through illness, an accident, disability or unemployment. The payments are a proportion of your gross monthly income, up to 70%.

It is designed to cover your monthly outgoing such as mortgage or rent payments, bills and food.

Why do I need Income Protection Insurance?

Because we do not know what is around the next corner. If, for example, illness means you have to take long-term sick leave, the sick pay you receive from your employer will usually cease after six months. The question then is how to cover your monthly outgoings; using your savings perhaps, or relying on your partner or family to help keep things going. It is a stressful situation at an already difficult time. Income Protection relieves financial anxieties, leaving you free to concentrate on making a full recovery.

With low levels of government support, and not many employers offering long term sick pay, being able to protect your income is critical. Your income is the backbone of your entire lifestyle. It makes sense to protect it.