See what customers are saying about Lifepoint
‘Isaac has been a pleasure to deal with and always answers any queries promptly and efficiently’.
“I have only recently started dealing with Isaac but in that short period of time have come to recognize someone who apart from his professionalism genuinely cares about his clients and is prepared to go the extra mile to guarantee customer satisfaction. It is always a pleasure talking to him and I wish him much success for the future.
‘’ We have been with Lifepoint since the start. Isaac is always available to offer his time, invaluable advice and experience to provide an all round great service – well recommended!’’
‘’After researching Health Insurance online and being totally baffled I was introduced to Isaac via a networking site after asking for help. Isaac went into great detail as to what we were looking for and the level we wanted to pay. He explained options very clearly and concisely without me having to read reams of slanted promotional material from different companies. I then did the application with him and got the recommended health insurance.
During the whole process Isaac was professional, friendly and efficient. He answers the phone promptly and there are no call centres Big yayyyy! I would (and have) recommend him to anyone looking to avoid trawling through loads of information without a clear idea of what you are looking at!’
‘’Excellent service!! Best customer care I have ever experienced!’’
Lifepoint are always simple and friendly to deal with and provide excellent support in each of the service areas they offer. They were excellent in tailoring a bespoke and suitable policy for me and my family which offers a great deal of reassurance and comfort. Highly recommended.
I was referred to Isaac by a friend of mine, and he was absolutely fantastic. He went above and beyond in helping me find the perfect health insurance. Everything was straight forward. I highly recommend Lifepoint
Isaac has been amazing, great customer service always looking out for what package suits us best
Lifepoint has continuously provided us with a timely, professional and competitive service. Their after care is also excellent. We would recommend them any day
A very reliable and efficient company which places its clients’ needs at the heart of the service it provides. We have had excellent advice when choosing health cover and would happily recommend Lifepoint Healthcare.
Pleasure to work with. Very helpful. Gets the best deal possible
A truly refreshing approach to the corporate and private medical health insurance market. Every phone call and email gives the feeling lifepoint healthcare has your back!
Excellent service!! Best customer care I have ever experienced!
Excellent pricing, speedy response, transparent advice & impartial quotations. Well done. A satisfied client
Can’t say anymore really he is excellent on price and always available with a quick and efficient response time to any issue really the best
Many thanks for your unlimited patience in assisting us with selecting a suitable healthcare cover.
A health cash plan is there to help with everyday health costs that you pay for directly to the provider. It is a type of insurance policy that allows you to claim back the cost of treatments, such as optical tests, dental treatment and physiotherapy. You pay a monthly premium, ranging from as little as £5 a month to £65 + depending on the options and benefit level available. The plan lets you claim all or a proportion of the money back.
An example of this is if you need a new pair of glasses costing £250, you can send the receipt to your insurer. The cash plan provider will then refund you an amount depending on your policy. Sometimes this can be 100% of the cost, other times it may be 50-75% depending on the provider.
We look after our health in a variety of ways, not all of them at the GP surgery or in the consultant’s room at the hospital. We have optician, dentist, physiotherapist and osteopath costs, for most of these essential health services, we pay the care provider directly. If we are making regular appointments to keep healthy, the costs can mount up.
Health Cash Plans are a highly effective way to reduce these costs by a significant amount. They are extremely affordable, easily accessible, and can pay for themselves several times over in a single policy year.
If you visit your dentist or optician on a regular basis, a Health Cash Plan is for you. A cashplan can cover the following:
- Dental Benefits
- Optical Benefits
- Osteopathy, chiropody, physiotherapy, and some complementary therapies such as acupuncture and chiropractic by a registered practitioner.
- Cash Payouts for Maternity, Recuperation, Inpatient & day patient surgery.
- Specialist Consultations
- Home Care
- Health Screenings
Depending on the plan there are a host of other benefits available including benefits for NHS prescriptions.
Put simply, if you are taking care of your health, you will benefit from a Health Cash Plan.
Cash plans go hand in hand with a Private Medical Insurance policy and are natural partner in providing and protecting your healthcare needs.
In some cases you can even be covered worldwide. An example being if you required treatment at a dentist whilst abroad, all the insurer asks is that all relevant documentation relating to your claim is in English.
Most health cash plan providers were started during the 19th century, before the NHS, in order to help workers pay for healthcare. As a result of this, and the way in which the companies work, premium payments are cheaper and claiming is easier. To become a member of a cashplan provider, you do not have to undergo any medical examinations or lengthy medical questionnaires and your premiums are not related to the condition of your health.
Most cash plans also cover any children you have who are under18 and living at home. In most cases a separate ‘pot’ of money or benefit payable will be allocated for the children as well as the adult.
A health cash plan does have limits on how much it will contribute to your costs. With each benefit stating the percentage of the costs that it will cover on the particular providers benefits tables. For opticians and dental costs it is often 100%, meaning that if you send them a bill for £50 they will send you a cheque for £50. Other benefits such as physiotherapy might only cover 75% of costs, so out of a £50 bill, you’d only get £37.50 back.
There is also a maximum annual payout for each benefit, depending on how much you pay a month. The higher your level of cover, the higher your premium and the higher the payout.
For example, if the limit for optical care was £200 a year, then the company pay your first £200 of optical care claims that year. After that you will have to foot the bill yourself.
There is no limit to the number of claims you can make per benefit. Meaning that you can claim as many times as you like before your payouts reach the annual limit. But when you reach this limit, you won’t get any more money.
For some organisations, each benefit maximum is actually designed to be roughly the same as your annual membership payment, so even though you only get so much money back, using up any claims limit really just means that you’ve got your money’s worth from your membership.
We are Health Insurance Specialists uniquely positioned in the market to provide you with a comprehensive health cash plan insurance offering. We are whole of market intermediaries who work on your behalf with your benefit in mind when choosing the correct policy. This means we don’t work for just one insurer and have a large choice of products to choose from, with access to large panel of cash plan providers, each with a variety of products, and options available. Every client has different and diverse needs and each case needs to be managed uniquely and appropriately.
Our specialists are fully knowledgeable, compliant and continuously updated and educated on each of our products. Making sure we are best suited to advise you correctly.
Our excellent relationships with the insurers, underwriters and processing teams allow us to facilitate a smooth, professional service, and guide you through the entire process of taking out a health cash plan to your absolute satisfaction.