Family Protection Insurance


See what customers are saying about Lifepoint

testimonial_dummy D.F

‘Isaac has been a pleasure to deal with and always answers any queries promptly and efficiently’.

testimonial_dummy SYL

“I have only recently started dealing with Isaac but in that short period of time have come to recognize someone who apart from his professionalism genuinely cares about his clients and is prepared to go the extra mile to guarantee customer satisfaction. It is always a pleasure talking to him and I wish him much success for the future.

testimonial_dummy C F

‘’ We have been with Lifepoint since the start. Isaac is always available to offer his time, invaluable advice and experience to provide an all round great service – well recommended!’’

testimonial_dummy D.B

‘’After researching Health Insurance online and being totally baffled I was introduced to Isaac via a networking site after asking for help. Isaac went into great detail as to what we were looking for and the level we wanted to pay. He explained options very clearly and concisely without me having to read reams of slanted promotional material from different companies. I then did the application with him and got the recommended health insurance.
During the whole process Isaac was professional, friendly and efficient. He answers the phone promptly and there are no call centres Big yayyyy! I would (and have) recommend him to anyone looking to avoid trawling through loads of information without a clear idea of what you are looking at!’

testimonial_dummy A S

‘’Excellent service!! Best customer care I have ever experienced!’’

testimonial_dummy GN

Lifepoint are always simple and friendly to deal with and provide excellent support in each of the service areas they offer. They were excellent in tailoring a bespoke and suitable policy for me and my family which offers a great deal of reassurance and comfort. Highly recommended.

testimonial_dummy CK

I was referred to Isaac by a friend of mine, and he was absolutely fantastic. He went above and beyond in helping me find the perfect health insurance. Everything was straight forward. I highly recommend Lifepoint

testimonial_dummy DS

Isaac has been amazing, great customer service always looking out for what package suits us best

testimonial_dummy C.B.W

Lifepoint has continuously provided us with a timely, professional and competitive service. Their after care is also excellent. We would recommend them any day

testimonial_dummy MZ

A very reliable and efficient company which places its clients’ needs at the heart of the service it provides. We have had excellent advice when choosing health cover and would happily recommend Lifepoint Healthcare.

testimonial_dummy KF

Pleasure to work with. Very helpful. Gets the best deal possible

testimonial_dummy WS Ltd

A truly refreshing approach to the corporate and private medical health insurance market. Every phone call and email gives the feeling lifepoint healthcare has your back!

testimonial_dummy A S

Excellent service!! Best customer care I have ever experienced!

testimonial_dummy Simplyfone

Excellent pricing, speedy response, transparent advice & impartial quotations. Well done. A satisfied client :)

testimonial_dummy Mr M G

Can’t say anymore really he is excellent on price and always available with a quick and efficient response time to any issue really the best

testimonial_dummy Mrs F

Many thanks for your unlimited patience in assisting us with selecting a suitable healthcare cover.

Family Protection Insurance serves to protect you or your family against the impact of unexpected life events which can prove to be costly. These can include accidents, illness, unemployment and death. Bearing in mind the state benefits system will not provide substantial help, it bears thinking about how you will cover the shortfalls.

We cannot know what lies in store for us and our families so the least we can do is make sure we plan for the unexpected, and protect what is most important to us with the right policies, at the right level, at the right premiums.

There are different kinds of family protection insurance. These include Life Insurance, Mortgage Protection, Critical Illness and Serious Illness Cover, Family Income Benefit and Income Protection. In the best scenario, we should all have savings put aside to cover all eventualities, however, sometimes this is just not possible, especially to cover the larger amounts. This is where protection insurance can help you. There are a wide variety of different products within each type of protection insurance. Each will cover different events with varying levels of cover for different situations.

An example is Life Insurance, whilst it will provide a lump sum if you die, pay off your mortgage or help with your inheritance tax bill, it will not cover you if you become unemployed or unable to work through accident or sickness. In this case, what would you do about your lost income? Your income provides for all yours and your family’s needs and without an income you and your family would almost certainly lose the lifestyle you now enjoy along with all that you have built up, including future plans. This may be where a critical illness or an income protection product would be able to help.

It is about truly looking at what your protection needs are, and finding the correct balance. Indeed, part of the process of looking at what you already have covered. For example, you may have Life insurance or Income protection through your employment, so may only look to supplement this by making up for a shortfall you think you may need.

For more information or to have your questions answered, please feel free to call us and speak to one of our protection experts.