See what customers are saying about Lifepoint
‘Isaac has been a pleasure to deal with and always answers any queries promptly and efficiently’.
“I have only recently started dealing with Isaac but in that short period of time have come to recognize someone who apart from his professionalism genuinely cares about his clients and is prepared to go the extra mile to guarantee customer satisfaction. It is always a pleasure talking to him and I wish him much success for the future.
‘’ We have been with Lifepoint since the start. Isaac is always available to offer his time, invaluable advice and experience to provide an all round great service – well recommended!’’
‘’After researching Health Insurance online and being totally baffled I was introduced to Isaac via a networking site after asking for help. Isaac went into great detail as to what we were looking for and the level we wanted to pay. He explained options very clearly and concisely without me having to read reams of slanted promotional material from different companies. I then did the application with him and got the recommended health insurance.
During the whole process Isaac was professional, friendly and efficient. He answers the phone promptly and there are no call centres Big yayyyy! I would (and have) recommend him to anyone looking to avoid trawling through loads of information without a clear idea of what you are looking at!’
‘’Excellent service!! Best customer care I have ever experienced!’’
Lifepoint are always simple and friendly to deal with and provide excellent support in each of the service areas they offer. They were excellent in tailoring a bespoke and suitable policy for me and my family which offers a great deal of reassurance and comfort. Highly recommended.
I was referred to Isaac by a friend of mine, and he was absolutely fantastic. He went above and beyond in helping me find the perfect health insurance. Everything was straight forward. I highly recommend Lifepoint
Isaac has been amazing, great customer service always looking out for what package suits us best
Lifepoint has continuously provided us with a timely, professional and competitive service. Their after care is also excellent. We would recommend them any day
A very reliable and efficient company which places its clients’ needs at the heart of the service it provides. We have had excellent advice when choosing health cover and would happily recommend Lifepoint Healthcare.
Pleasure to work with. Very helpful. Gets the best deal possible
A truly refreshing approach to the corporate and private medical health insurance market. Every phone call and email gives the feeling lifepoint healthcare has your back!
Excellent service!! Best customer care I have ever experienced!
Excellent pricing, speedy response, transparent advice & impartial quotations. Well done. A satisfied client
Can’t say anymore really he is excellent on price and always available with a quick and efficient response time to any issue really the best
Many thanks for your unlimited patience in assisting us with selecting a suitable healthcare cover.
Business Protection insurance is designed to protect your business if a key member or director of the business falls ill or died.
If the death or illness of a key person would have an effect on the future function and success of your business then business protection is something you need to consider. Key employees and directors are the lifeblood of your business.
They are the ones contributing to its profitability, building relationships and goodwill, motivating others, increasing sales. They may have a set of skills in short supply. They may be visionaries creating pathways to an even brighter future. Whoever they are, they are not easily replaced.
The loss of an employee to illness or death is never easy. The loss of a key person adds another layer of difficulty; business is disrupted, and finding a replacement will take time and resources.
It provides a lump sum of money to the business should the key member fall ill or dies.
Business Protection includes Keyman Insurance and Partnership & Shareholder Protection.
This is a protection policy that protects your business in the event of illness or death of a key individual within the business. The key man is the employee whose contribution to the business makes a difference to its financial success. If you find it hard to imagine running the business without a particular individual, you have identified your keyman.
It will cover the long-term absence or death of a key employee in the form of a payment to your business. This payment helps you to ensure continuity, maintain profits, and recruit a replacement for the role.
All businesses need Keyman insurance in place. Even the largest organisations have someone they rely on more than others, whose day-to-day input makes them pivotal to the business’s continued success. Smaller businesses are heavily dependent on their people too; the smaller the pool of talent and expertise, the more vulnerable a business is to the loss of one employee.
Insurance providers calculate how much cover is needed according to a general set of rules. Most take into account a multiple of gross or net profit or a proportion of the keyperson’s net contribution to profits. It also varies according to your business; cover for new companies may relate to new borrowings and projected profit, while cover for more established concerns may include the cost of training and recruitment to replace a key person.
Regarding the cost of Keyman insurance, there are several considerations: the level and term of cover you need, the keyperson’s age and health when you apply for protection, whether or not they smoke – everyone is different. The exact cost of cover will be available once terms have been issued by the Insurer.
Keyman Insurance is usually tax deductible. If HMRC criteria are met, premiums can be classed as a business expense. We make sure that you are aware of the tax implications of any policy you take.
Partnership & Shareholder Protection helps make sure partners can maintain control of the business in the unhappy event of a partner’s death. It also ensures that the family benefit from the partner’s share of the business, and their contribution to it.
It provides a cash lump sum to the surviving partner and shareholders of the business, the proceeds allow the surviving shareholders to buy the shares from the estate.
Without this form of protection in place, the family of the deceased may end up with shares they do not want or even worse the remaining shareholders may end up with a new majority shareholder controlling the business, and can have serious implications for the business.
This form of cover differs from Keyman Insurance in several important ways. It creates the right conditions for succession-planning, and provides for the affected partner’s or shareholder’s family. It is a good idea to consider having both Keyman and Partner & Shareholder cover to help protect profits, meet the company’s commitments, and provide funding for business continuity. A partner or shareholder may also be your business’s key person.
We are Business Protection Specialists uniquely positioned in the market to provide you with a comprehensive Business Protection Insurance offering. This is a complex area of insurance, involving trusts, legalities and cross-option agreements.
We are whole of market brokers who work on your behalf with your benefit in mind when choosing the correct policy. This means we don’t work for just one insurer and have a large choice of products to choose from, with access to main insurers specialising in partner and shareholder protection. Every client has different and diverse needs and each case needs to be managed uniquely and appropriately.
Our specialists are fully knowledgeable, compliant and continuously updated and educated on each of our products. Making sure we are best suited to advise you correctly.
Our excellent relationships with the insurers, underwriters and processing teams allow us to facilitate a smooth, professional service, and guide you through the entire process of taking out a suitable business protection package to your absolute satisfaction.